Live right now
— active Calgary listings on the MLS® system
1. Get pre-approved first
A mortgage pre-approval tells you your real budget and shows sellers you are serious. Talk to a lender or mortgage broker before you start touring.
2. Budget for more than the price
Plan for your down payment plus closing costs such as legal fees, a home inspection, title insurance and moving. Alberta has no provincial land transfer tax, only modest land titles and mortgage registration fees — a real advantage over some other provinces.
3. Pick areas, then homes
Think about commute, schools, transit and lifestyle. Browse our neighbourhood pages to see what is for sale in each community, and save the homes you like with the heart button.
4. Make a strong, protected offer
Your agent will help you set a price based on comparable sales and include conditions — typically financing and inspection — that protect you.
5. Close and move in
Once conditions are removed, your lawyer handles the paperwork and funds. On possession day you get the keys.